Property Investors 2022

According to research conducted by Shawbrook Bank 34% of landlords in the UK look set to expand their portfolios with the addition of at least one property over the course of the next 12 months.

According to research conducted by Shawbrook Bank 34% of landlords in the UK look set to expand their portfolios with the addition of at least one property over the course of the next 12 months. House prices have continued to steadily climb and remain at record levels irrelevant of the ongoing concerns in relation to the global pandemic.

Buoyed by the prospect of high rental yields, 14% of landlords stated they aim buy more than they expected initially as confidence slowly returns to the market. Although property prices have reached records levels, 67% of landlords believe that growth is set to continue over the course of the next 12 months. A further breakdown suggests that 13% of landlords would consider buying properties in a new location. The North of England continues to be the most popular choice.

As the work from home trend seems set to stay for the foreseeable future many tenants are seeking accommodation which has access to greater outdoor space. This has now led to landlords considering semi-detached and terraced houses as property options.

Call today and speak to one of our team for more information and help with finding the most suitable finance package that meets your needs and suits your specific circumstances.

Alternative options available

Commercial mortgage lenders will only lend against ready to use property. They will not lend against property which needs to be refurbished unless the business is going to pay for the refurbishment themselves and the refurbishment itself is mostly cosmetic.

Bridging finance is generally the type of lending used where a borrower intends to refurbish a commercial property and requires funding towards that we well as the purchase. If bridging finance is required, the business will need a deposit of approximately 35% and LA Bridging can also secure lending towards refurbishment which can be as much as 100%.

If bridging finance is required, LA Bridging is able to organise a long term commercial mortgage once any refurbishment is near completion. Where a business is looking to purchase or refinance a large portfolio of buy to let residential property, they are often told they need a commercial mortgage but what they actually need is a multi-unit buy to let mortgage which LA Bridging has access to from its lender panel.

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Contact us today for your bridging finance, buy to let mortgage, commercial mortgage, bridging loan for house purchase, HMO purchase, emergency cashflow loans, auction finance, bridging loans for property development, bridging loan mortgage, business bridging loan, commercial development financing.